Chicagoland's Medicare nerds
Medicare made simple for the Chicago area.
Medicare is confusing — so we teach it before we ever talk plans. Free education, honest answers, and side-by-side guidance from licensed agents based right here in Chicagoland.
We shop 30+ different carriers to find coverage that fits your needs and your budget.
Understand your options. Then choose with confidence.
We start with education, not a sales pitch — Medicare, health, and life insurance explained in plain English by licensed Chicago-area agents, at no cost to you.
We demystify Medicare parts A, B, C, and D, helping you compare plans from Original Medicare to Advantage and Supplement options. Our agents ensure you grasp enrollment, coverage, and costs.
100% free Medicare education & assistance
Our help never costs you a dime. We're paid by the insurance carriers — your premium stays the same either way. Proudly based in the Chicago area.
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Tell us about you
Answer a few questions — it takes about 2 minutes. No cost, no obligation, no pressure.
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We shop 30+ carriers
Licensed agents compare plans across 30+ carriers to find options that fit your needs and your budget.
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You choose with confidence
We walk you through your options in plain English — and we stay by your side with a review every year.
Get the free Medicare Made Simple checklist
Know exactly what to do and when — enrollment windows, the parts of Medicare in plain English, and the questions to ask before you choose a plan. Written by Chicago-area Medicare nerds, useful anywhere.
Read the free guide
Frequently asked questions
Have a different question? Call us at 708-960-8401 or send us a message — a real person answers.
Is this really free?
Yes. Our help costs you nothing — ever. If you enroll in a plan through us, the insurance carrier pays us a commission. Your premium is exactly the same whether you use us or go directly to the carrier.
Do I have to buy anything?
No. We'll compare your options and explain them in plain English. If nothing fits — or you just wanted answers — that's perfectly fine. No pressure, no obligation.
What's the difference between Original Medicare and Medicare Advantage?
Original Medicare (Parts A & B) is run by the federal government, and many people add a Supplement and a drug plan. Medicare Advantage (Part C) bundles your coverage through a private carrier, often with extras like dental and vision. Which one fits depends on your doctors, prescriptions, and budget — exactly what we help you figure out.
When can I enroll or switch plans?
The big window is the Annual Enrollment Period, October 15 – December 7. You also get a 7-month window around your 65th birthday, and certain life events (moving, losing coverage) open Special Enrollment Periods. Not sure which applies to you? That's a 5-minute call.
Will I get spammed with calls if I fill out the form?
No. Your information goes to our team only — never sold or shared with other agencies. One licensed Benefits Nerd will reach out, and if you say "not now," that's respected.
Are you part of Medicare or the government?
No. We're an independent insurance agency. We are not connected with or endorsed by the United States government or the federal Medicare program.
What life insurance options do you offer?
Affordable term life, lifelong whole life, and flexible Indexed Universal Life (IUL) policies — from carriers like Mutual of Omaha, Foresters, and Ameritas. We'll help you match the policy to what you want it to do for your family.
Do you only serve the Chicago area?
We're proudly based in Chicagoland and serve the Chicago area first — but we're also licensed in additional states. Reach out and we'll confirm we can help where you live, or point you in the right direction if we can't.
What happens after I submit the form?
You'll get what we promised — your checklist or plan comparison — and one licensed agent will follow up to answer questions. From there, you decide the pace. We're here year after year, not just at signup.
Ready to make Medicare simple?
Get your free checklist and honest, plain-English guidance from licensed Chicago-area agents. It's free today — and every day after.
We do not offer every plan available in your area. Currently we represent 30 organizations which offer 4 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Benefits Nerds is not connected with or endorsed by the United States government or the federal Medicare program.
Our services are provided at no cost to you. We are compensated by the insurance carriers whose plans we offer; this does not affect your premium. Calling 708-960-8401 will connect you with a licensed insurance agent.